We prepare our financial plan and then forget that, this is the most risky situation. One should always revisit his financial plan to see that whether his financial plan is serving the purpose for which it was formulated or not.

That is the reason if you get your plan prepared by a planner or advisor, it does not ensure guarantee that you will achieve your financial goals. You should fix a date by which you would want to achieve that goal and then must check whether you are achieving that goal on time or not.
Some people lack discipline to meticulously implement the plan given to them. If one is keen to implement the plan then also some decisions at the implementation level may change the performance of the plan.

Buy and forget is the biggest risk. You have to review your plan at regular intervals to ensure that you are achieving your financial goals or not. At least one review in a year is must.

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