Reasons to Invest in Mutual Funds

Mutual fund is a pool of money. It is managed by a professional investor. People purchase mutual funds because of diversification, professional management and convenience. Here are few reasons why people invest in mutual funds:

1. New/more types of funds

2. Few or no sales charges

3. Some performed better than common stock

4. Widespread marketing

5. Selection is easier

6. Dispense profits to investors

7. Investors expect dividend income

8. Investors expect price appreciation

9. Affordability

10. Professional Management

11. Transparency

12. Liquidity


[…] Read more


Following are some of the reasons that make debt mutual funds a better investment choice than other options with fixed income.
 MORE LIQUID THAN FIXED DEPOSITS: A debt fund is very liquid i.e. you can withdraw your investments at any time and money will be in your account next day. Most debt funds don’t levy a charge if investment is redeemed after one month. So, it provides lot of flexibility.
 TAX EFFICIENT: In long term, debt funds are far more efficient than fixed deposits. The longer you hold the debt fund, the bigger is the indexation benefit. No TDS is deducted in […] Read more


Despite decline in overall assets managed by Indian Mutual Fund Industry, it is growing. The loss of investor confidence is only a temporary phenomenon for mutual fund industry and it expects to win over its lost investors gradually with the recovery of Indian economy and equity markets.

Due to this confidence only mutual fund industry is launching new schemes, despite the fact that the existing and well established schemes are finding it difficult to sell.

Till now in this financial year 5 equity schemes have been launched which is almost double of what was launched in last year in this […] Read more


All of you must have heard of Mutual funds and many of you must have invested in these also to save income tax. But how many of you know what are mutual funds?
Mutual fund is a fund managed by an investment company with the financial objective of generating high rate of returns. These investment management companies collects money from the investors and invests those money in different stocks, bonds and other financial securities in a diversified manner.
Before investing they carry out thorough research and detailed analysis on the market conditions and market trends of stock and bond prices.
People invest in […] Read more